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Net SIP Inflows Hit Record USD 23.1 Billion in FY26 Despite Closures
Despite increased SIP account closures during recent market volatility, net systematic investment plan (SIP) inflows reached a record USD 23.1 billion in fiscal year 2025-26. This figure represented 56 percent of the total USD 40.5 billion gross SIP…
Net systematic investment plan (SIP) inflows reached a record USD 23.1 billion in fiscal year 2025-26 (FY26), even as equity market turbulence led to an increase in SIP account closures. For FY26, net SIP inflows constituted 56 percent of the total USD 40.5 billion in gross SIP investments, according to the Securities and Exchange Board of India's (SEBI) annual report. This proportion represents the highest share in at least the past three years, up from 54 percent in FY25.
Net SIP inflow is determined by subtracting redemptions from gross SIP investments, distinguishing it from the gross monthly SIP inflow data released by the Association of Mutual Funds in India (AMFI). The substantial net SIP inflow suggests that while account closures rose last year, this did not translate into a significant surge in redemptions.
Data derived from the gross and net SIP figures indicates that SIP account outflows in FY26 totaled USD 17.2 billion. Although these redemptions were 15 percent higher than the USD 15.0 billion recorded in FY25, their growth rate was the slowest in the last three years. Redemption growth stood at 57 percent in FY24 and 18 percent in FY25. Crucially, the increase in FY26 redemptions was considerably less than the 21 percent surge observed in gross inflows during FY25.
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